Showing posts with label miracle. Show all posts
Showing posts with label miracle. Show all posts

Saturday, February 27, 2016

A Healing Time

Taking Time to Heal

If you are a new visitor here is the brief summary of my life:

Was married to a US Naval Officer who died in a training plane collision leaving me a single mom.
Remarried and had three more children.
Husband had an affair with an employee.
He and the employee hurt children and stole from our store.
They are in jail.
I am now a single mom again with five children.
I am trying frantically to keep our store open for business.
I got stuck with an unbelievable amount of debt and therefore may have to close the store.
We need $10, 000 immediately to keep the store open until the newly approved bank financing is processed and available for use eight weeks from now.
If we don't get money to pay the electric and cable bill the store will be closed by the end of this week.
(Ironically if we make it through the next eight weeks we will be at the year mark for when my ex was arrested.)

You can donate here if you want to help keep our store open.
Please consider being a part of our miracle!

Here is a new update:

I wrote one blog post, but when I went back to add pictures, all that writing has disappeared.  Not sure why it doesn't seem to be saved on the computer.

Last month, thanks to your prayers and the hard work on the part of both the prosecutors and the defense lawyer, and only two business days before his trial was to begin, a plea deal was made.  We were able to avoid a trial which has been my desperate plea since Jason was first arrested.  While some may disagree with how the system works I am relieved.  The plea deal was "life in prison without the possibility of parole for nineteen years."  None of the children had to testify.  Twelve jurors and the public was spared from being exposed to whatever evil is contained in the mountains of evidence the prosecution had from all the computers that we willingly turned over.  Let's be honest: only my pinkie nail wanted a trial so I could try to figure out how all this happened-what signs did I miss?  Right now the prosecutors and detectives know more about my life and ex-husband than I do.  But 99.9% of me is relieved-my kids are protected.  We can move on and begin healing now.  We have a timeframe.  Because honestly, a trial would just have created more questions for me since it is truly incomprehensible for a normal person to emotionally understand what actually happened.  Even if both Jason and the mistress truthfully explained what happened, I will always have, "Why? and What the....?"  So, now we try to move on and let the healing begin.

I was hoping to say that life is better now, but it is not.  That is why I have avoided this blog update as long as I have.  My friends who set up the Go FundMe have been urging me to get this written for weeks, but I am so tired of asking for help-of writing how much my life sucks that I just keep postponing it.  Plus I have been averaging 70 hour work weeks while our store gets new staff trained.

Back during the summer when we started the Go FundMe asking for $25,000 in money it was to help with the heat remodel, make other improvements on the house and get a new safer vehicle which are all requirements of social services for being able to keep my kids.  We had only been able to collect $11, 000 and I did not have signed divorce papers by the beginning of September with the full knowledge that winter was coming and we had no heat.  So, I leveraged the only asset I had left, which was the store and took out two horrible rapid repayment loans, because I had been reassured that as soon as the divorce was complete we would be able to refinance.  But now, since more and more debt keeps being reported by different vendors, the IRS, etc, normal refinancing is not working.  I just keep knocking on every door, asking for more time every single week.  I have taken only one paycheck since July because why pay payroll taxes on checks I cannot cash?  We have dried up all assets, listed new ones for sale, (anyone want a fixer up rental duplex?), we are reaching the end of the game plan.  It seems crazy to me that the #12 store in our region, that still had lines of customers going out the door this week even though it was February, could be shut down over not being able to get financing for $50, 000 because when we are talking about business $50, 000 is not that much money in today's day and age.  To my credit, and to the credit of loyal family, friends and customers, we have not defaulted on any loans.  I keep plugging away-but I HAVE to pay off the rapid refinance loans or we will LOSE the store.  We need $50, 000 asap (that is the loan amounts plus the interest) so that I can actually pay myself a wage and other store bills we are falling behind on each month instead of paying those loan companies $3500/month.  I have a business plan that shows how much I can afford to pay if anyone is willing to come in as a partner for the business or give me a decent loan with a regular interest rate.  If any of you can donate to help me pay both the store bills and my personal bills that I can't pay since I am not paying myself, please donate here.  Any money paid to the Go FundMe will go towards keeping the lights (and other basic bills like rent) on at both the store and home first, then any extra money above the next $10,000 will go towards store debt.  (Those rapid loans are why we have increased the amount needed on the Go FundMe.)  If you can't donate, then please just pray-I know that God has some mysterious plan for me and the kids.  Just pray that I have peace as I make decisions each week when it comes to the store.  I am open to all possibilities: hiring a manager and working another job to help pay off debt, selling the store, filing bankruptcy and closing the store, or doing what I have been doing: going to work each day to pay the bills and keeping the store going.  I could have walked away ten months ago....but I don't take the easy paths in life.  I was born a fighter and I believe that my store is worth fighting for.  Staying in the Steubenville area is worth fighting for which is why I this week I found a bank that can help this dream come true.  We just need help from our customers to help keep the lights on and internet running for the next two months until all the financing can be processed.

Two things I would like to address.  There seems to be some crazy rumors going around.

The first rumor is supposedly that "my mother-in-law posted Jason's bail last May."  Shame, shame on whichever people are spreading this vile rumor!!!!  My mother-in-law absolutely DID NOT post Jason's bail.  She informed his lawyer that Jason was exactly where he need to be.  His bail was posted by a military buddy who kept his wartime promise that he would put up bail if Jason was ever arrested.  He feels betrayed by the new charges that Jason's plea deal was for.  Unfortunately I have had no contact with this friend since July.  It hurts to have lost a friend that I thought I would always be able to count on if times were tough for me and the kids.  But I also know that this honorable person kept his promise and has been betrayed by a close friend he believed in.  He too needs to heal and protect himself.

The second rumor seems to be that my "children have had contact with their father."  THEY HAVE HAD NO CONTACT WITH THEIR DAD SINCE MAY 1ST!!!!  When the judge was talking about Jason breaking "no contact" orders at the plea deal last month, they were referring to him having contact with the mistress while they were both in jail.  In fact I turned over evidence of that contact after he was rearrested.  I found letters hidden in a heating vent in our duplex which I turned in as soon as I found them.  How do you know they children haven't had contact with him?  BECAUSE MY SOCIAL SERVICES CASE IS STILL NOT CLOSED.  If any contact had been made, my kids would be in the foster care system instead of safe at home with me.  My little ones do not understand what has happened.  They don't understand why they can't send their dad pictures or talk to him on the phone.  They keep asking why the judge thinks that their dad could hurt them if he is in jail.  Someday they will grow up and realize that they could be hurt by manipulation and that the judge's job is to protect them with these rules, but right now all they know is that they love their dad even though he did bad things and they can't tell him they miss him and love him.  They can't hear his voice to know he is okay.  Ask ANY foster care parent you know and they will tell you these are all normal reactions for any kid in foster care.  Kids who have been terribly hurt by their parents physically, emotionally and sexually can still love the person who hurt them.  That love MUST be honored so I do my best to honor their hurting hearts.  I tell them over and over that it will get easier and that they are loved and missed.  BUT I HAVE OBEYED EVERY RULE.  NO LETTERS, PHONE CALLS OR CONTACT HAS BEEN MADE.  In fact I am the one who has said absolutely no contact with any of the five children, not just the victims.  When each child turns 18 years old then they can personally decide if they want contact with their dad or not.

So, please, FOR THE LOVE OF GOD, stop spreading rumors.  It is a sin.  Let us all move on and heal.

Sorry that I don't have time to post pictures.

Again, thank you for all the prayers!!!


May the quiet healing of winter lead you all to the sweetness of spring,

Stephanie

Sunday, August 9, 2015

Please Be A Part of Our Miracle!

The girls and I in July


Miracle Needed
Our Go FundMe Update



My oldest-how did he get taller than me?



I am in need of a miracle to keep my store open and I believe that all of you can be a part of it.

We are just three short weeks away from entering the fall increase of business that leads to the wonderful busiest time of year to provide for my children's next year of life.  BUT AUGUST IS THE SLOWEST MONTH OF THE YEAR BUSINESS WISE.  People are busy finishing their vacations and getting their kids ready for school to start.  Not much shipping or printing takes place until after labor day.  (As I said in earlier posts, usually the money made in May gets us through June, July and August, but I instead had to use that money to get caught up on bills that Jason hadn't paid back in March and April just so we could stay open.)  

We need $5, 000 by the end of this week and $15, 000 by the end of the month in order to keep the lights on and the doors open at the store.

I know that this can be done because the God that I believe in is the God of big and small miracles.

Yes, I have applied to banks, but my now ex-husband destroyed my once perfect credit rating.  I can not get a loan the traditional way for either the business or as a personal loan.  All the credit cards are completely maxed out.

I have started calling local business men to see if anyone is willing to give me a personal loan, but they have all said the same thing, "It's August and business is slow."  They have all promised to pray that someone else (or numerous people) will step up and be willing to help out.  I did apply and got a approved by one of those "quick loan places", but that loan was INSANE.  They were going to take $342 out of the bank EVERYDAY to pay back the $20, 000.  I would have ended up paying them $32, 000 so I walked away from that loan.  The idea is to keep us open-not to go further into crazy debt to do so.  If I had that kind of money then I wouldn't have needed the loan in the first place.

I have "doubled down".....I emptied my personal checking account into the store this week in order to cover our franchise loan payment.  I don't have any money left to put into the store.

Yes, I have asked family for help.  I bought groceries this week because my dad sent money.  I haven't taken money from either my dad or my mom since I was 19 years old.  I cried in front of my employees when my daddy called to say money was on its way.

Yes, I have sold everything of value that I can quickly sell.  That is why the store was able to stay open as long as it has.  I am listing more personal and business stuff for sale, but none of that will probably sell before Friday.

Yes, I have minimized payroll as much as I can.  Yes, I am working.  I work 10-14 hours per day basically six days a week, because I always stop in on Tuesdays (which was suppose to be my second day off each week until school starts besides Sundays.)  Several times the UPS driver is there at 6pm chiding me for being at work on my day off.  Many of you business owners know how you "stop in to deal with one thing and you are still there four hours later."  Two different customers can testify that I came in twice on a Sunday to help them with their orders.

No, it doesn't make sense to sell my new car.  That dealership was the only one who would give me a loan and took the falling apart Yukon in as part of the trade-in.  I did check with a used car place and their loan payment was more than what I have for the new car and I got six "denial" letters from banks from them just trying to get me a loan.  That certainly didn't help my credit rating.

Yes, my divorce is final.   Paperwork just has to be signed and completed over the next few weeks.  The store is all mine, including the debt and financial fines being assessed by Jason's past actions.  He signed over all rights to me, but I am responsible to pay off all the vendors and debt.  It's a small, yet big price to have to pay in order to provide for my children.  Let people know that my ex-husband doesn't have anything to do with our store anymore and that I have five children to provide for and several employees.

Now this miracle I need can take place in several ways.  First pray!  I am still standing and fighting each day because I am sustained by your prayers.  Second, share this post with all your friends.  Post it on facebook, help make it go viral.  I have been praying since last Wednesday when I realized that certain fines weren't going to be waved.  I have "peace from God" that my store will make it once we get to September, but God kept saying, "Ask for help."  So I humbled myself and started making phone calls and sending messages to people asking for help.  I said something to my dentist on Friday and I hit up my mechanic on Saturday.  I talked to several families at church earlier today.  I am trying to be that "squeaky wheel" for God, and humble about it.

Third, donate if you can!!!  If you don't want to donate to the Go FundMe page, then you can mail money to our store.  Checks or gift cards can be made out to "Stephanie Rivers",  117 S. Hollywood Blvd Box 114, Steubenville, OH 43952.  Fourth, if you know if any business men or family members willing to give me a loan, then PLEASE, PLEASE send them my way.  I am willing to pay them back with interest.  If they can't do $5, 000 or the full $15, 000 then whatever small amount they are willing to loan I will pay back with interest!!!

Finally, DO BUSINESS WITH ME THE NEXT THREE WEEKS.  If you have something to ship, then come ship with me.  If you need copies (color or black and white), or blue prints, or banners, or yard signs or notary stamps made, or pens ordered for your business, then come to my store and keep our doors open.  Tell your friends and family to do business with me.  Stop driving past me to my competitor.  My prices for printing are less anyways and when it comes to color print jobs I also print on better quality paper so your copies look sharper and more professional.

Pray that I can negotiate some more deals for more time.  Pray that instead of August being our slowest month of business that it becomes a great month for business.

Pray that someone will step up and give me a loan so that I can sleep at night knowing the store can stay open and my kids will be provided for.

I am still standing here fighting the good fight.  I am so close to our miracle being completed that I can taste the victory, but yet I am so close to the crash of defeat.  I feel almost like an Olympian....I can see the finish line and the victory is almost there yet the failure of falling short is so very real.  I just need my cheer squad (all of you) to help get me across the finish line, to help me get through one more month until the busy time for the store and all the bills can be paid.

The small donations add up as well.  I was able to fill my car up with gas because someone handed me $40 at church.  Two weeks ago our picnic dinner for parents night at scout camp was paid for by a facebook friend who stopped in the store and handed me a gift card for Riesbecks.  All those small "paying it forward" gifts have kept the kids and I going for the last few months.

Please, please help me.  I have done so much since my world fell apart on May 1st.  For those of you who are still struggling with anger at my husband for what he did then help get "vengeance".....help me keep the store that he was stealing from open.  Help me overcome all the obstacles and make our store one of the most successful ones in our region.  I am there everyday trying to make that happen.  Will you help me?

BE A PART OF OUR MIRACLE!!!  GO HERE TO DONATE.

If you are new to my blog then here are the posts 
that explain what has happened to my children and I:

and

Praying that all of you get the miracles you need in life as well!!!!

Always,

Stephanie